Financial aid is federal or state financial assistance that comes in the form of (1) grants, which do not have to be paid back, (2) work-study, a part-time job on campus, (3) student loans, which are required to be repaid starting six months after you leave school, or drop below half-time. Students must be enrolled and attending classes in a Financial Aid-eligible program.
2. When do I apply for financial aid?
You can begin applying for financial aid in the January prior to the fall you plan to attend. The
earlier you apply, the better, as
some resources are limited and may run out. We encourage all students to apply as soon as they and
their family complete their taxes for the previous year.
3. How do I know if I will be eligible for financial aid?
Never assume you will not be eligible! You will not know what types of financial aid you are
eligible for until you apply. When
you complete the FAFSA application process, you will be considered for Federal and State grants and work-study.
4. How can I apply for financial aid?
You can apply for financial aid online at www.fafsa.ed.gov. At the end of the FAFSA, you will be
prompted to electronically sign your application with your PIN number. If you have a PIN, enter it. If not, click on the link
www.pin.ed.gov to get a PIN. You will need your social security number and date of birth. If a
parent is required to sign the FAFSA, one parent must also apply for a PIN number.
5. What happens after I apply for financial aid?
The Federal Processor will process the FAFSA and will send you a Student Aid Report in the mail
within two to four weeks. If you provided an email address on the FAFSA, the processor will email
you the Student Aid Report. This report details the
information that you provided and informs you of any corrections that need to be made. At the same
time that you receive the Student Aid Report, the Financial Aid Office receives your information
electronically as long as you listed SCTC as one of your school choices. Once we receive that file
electronically, the Financial Aid Staff will determine if additional information or documentation is required, at which time, the staff will send you a letter indicating what is needed.
6. What school code do I list for Southern Crescent Technical College (SCTC)?
005621 for all SCTC Campuses
7. Do I need to get a PIN number?
No, you do not need a PIN number to apply for financial aid, but the PIN number will allow the
processor to expedite your
application. It will provide you additional options such as signing your application
electronically, checking the status of your application online and making corrections to your
application online. If you choose to take a student loan in the future, the PIN number can also be
used as your electronic signature on that agreement.
8. What if I don’t have a computer to use to complete the FAFSA?
Each SCTC campus has computer areas available. If you or your parents don’t feel comfortable doing
it electronically, there are
paper Free Application for Federal Student Aid (FAFSA) Applications available online. at
www.federalstudentaid.ed.gov. Complete and mail to the federal processor. However this process does
take longer so if you need assistance the Office of Financial Aid at SCTC are more than willing to
help.
9. What is a Renewal FAFSA?
If you have applied for financial aid this past year, you may be able to fill out a renewal FAFSA
rather than a new FAFSA. The
renewal FAFSA will include all of last year’s information. You just need to update your (and your
family’s) income information and any data that has changed. If you have a PIN number, you can
access your renewal FAFSA online at www.fafsa.ed.gov. To request your PIN number, go to
www.pin.ed.gov.
10. What is the deadline for applying for financial aid?
The sooner you apply, the more likely your funding will be available when you start school. SCTC
requires you to have a
complete financial aid file in order to defer your tuition for the semester. Your file must be
completed while you are still enrolled and attending to be eligible for any funding. Student
financial aid applicants are processed according to the date the FAFSA is received at SCTC and when
the file is completed.Deadlines to apply for student aid are posted on our
website at
http://www.sctech.edu/admissions/finaid.php.
11. What if my family income has changed since last year? How will they know?
You are required to use the tax information from the prior year on the FAFSA. If your (and/or your
family’s) income information has changed significantly in the current year due to unemployment,
death, divorce, medical expenses or other special circumstances, you may be eligible to be
considered for a special circumstance or re-evaluation. After October 1, you can request a "Special
Circumstance/Re-evaluation" form from the financial aid office and submit to them with
documentation of the
changes (pay stubs, more recent tax information, medical bills, or unemployment compensation payout
report, etc…). The
Financial Aid Office will then consider your current situation to determine if you will be eligible
for more financial aid.
12. What is the IRS Data Retrieval Tool? Why do I have to use this?
The IRS Data Retrieval tool is used to pull your IRS data from the IRS and plug it in directly to
your FAFSA. The department of
Education is no longer accepting Tax Return Forms. You now have to request a copy of your IRS Tax
Return Transcript if selected for verification. You can get a copy of your transcript from
www.irs.gov or by phone at 1-800-829-1040.
13. I don’t live with my parents. Do I have to have my parents complete their section on the
FAFSA? Can I be considered independent?
Living on your own doesn’t automatically qualify you as an independent student. The Federal
Government requires parents to
complete their information and considers you a dependent until you are 24 years old, married, have
dependents of your own that you provide more than 50% support for, are pursuing a graduate degree,
are or were an orphan or ward of the court, or are a veteran of the US Armed Forces. If there are
unusual circumstances, please discuss them with the Financial Aid Staff, and they will determine
the best way for you to complete the FAFSA.
14. What is a SAR?
A SAR is a Student Aid Report. The report is provided by the Federal Processor and is a summary of
the information you
provided on the FAFSA. The SAR will be mailed to you if you sent your FAFSA through the mail and
did not provide an email address on the FAFSA. If you filed your FAFSA electronically or provided
an email address on the FAFSA, the SAR will be emailed to you. The report will also let you know if
the application was rejected or if there are any problems with your application that require a
correction be made.
15. What do I do with a SAR?
If everything on your SAR is correct, file it away for your records. There is nothing you need to
do with it, but keep it available
in case you want to add another college later.
16. How do I make a correction to my financial aid?
If you need to make a correction to your financial aid application before you receive your award
notice, you can do so using the
Student Aid Report by mailing it to the processor or by doing it on the FAFSA website at
www.fafsa.ed.gov. If you have already received your award letter, contact the financial aid office
to determine if the correction is necessary.
17. I originally filled out my FAFSA with a different school listed. How do I add SCTC?
You can go online at www.fafsa.ed.gov to add SCTC to your FAFSA, school code 005621.
18. Will I need to fill out forms in addition to the FAFSA to receive financial aid?
If you are selected for a process called verification or the Financial Aid Office needs additional
documentation to complete your file, you may need to fill out additional forms to receive financial
aid. The Financial Aid Office will inform you of any
documentation you need to submit. Students can also log into BannerWeb and check their ‘Student
Requirements’ under the
Finances tab. Some of the financial aid forms requested can be completed at http://www.sctech.edu/admissions/finaid-forms.php.
19. Do I have to be a full-time student to receive financial aid? Should I bother to apply for
financial aid if I am enrolled less than half time?
Students with exceptionally high need may be eligible for a Pell Grant as a less-than-half-time
student. Complete the FAFSA,
and your eligibility will be determined based on the results of the FAFSA and based on your
enrollment status of full time (12 or more credits), three quarter time (9-11 credits), half time
(6-8 credits) or less than half time (1-5 credits). The Financial Aid Office will automatically
consider you for the Pell Grant and any other type of financial aid that you may be eligible for
and will notify you in an award letter. Students must be enrolled at least 6 credits or more to be
considered for state grants, work-study, and Federal Direct Stafford Loans.
20. I heard I have to be accepted into an “eligible” program of study to receive financial aid.
What does that mean?
The federal and state regulations require a student to apply to the college and be accepted into an
“eligible” program. At SCTC,
all Associate Degree programs and one- and two-year Technical Diploma programs are considered
eligible. Heath Care Science and Health Care Assistant are two certificate programs that are
eligible. There are a few other programs offered at the Flint
campus that are eligible. All other certificate programs are not eligible.
21. How do I receive the money I am awarded?
First, you must provide all necessary requested documents to complete your file so your eligibility
can be determined. Grants and Work-Study will be awarded in that order based on eligibility and
availability. You will receive notice of the awards by mail.. At the same time, they will be posted
on BannerWeb under Financial aid/Awards. Once the process is completed and you are
enrolled for the minimum number
of required credits, your financial aid will be applied to your student account as the funds are
received. Your tuition and fees are then paid, and a refund (difference check), will be issued.
22. Will I have to pay back my financial aid if I withdraw from my program (classes)?
If a student completely withdraws from school (drops all classes) or quits attending before the 60%
point in the semester, the
student will be required to repay a portion of the aid he/she received for that semester. A Return
of Title IV worksheet is completed using the amount of aid received and the withdrawal date to
determine if any repayment is due. Students are notified by mail as to the repayment amount if
necessary.
NOTE: It is important to consult with the Financial Aid Office prior to withdrawal to determine how
your financial aid eligibility will be affected.
23. Do I have to pay back a Pell Grant?
There are reasons a student would have to pay back a Pell Grant. First, if a student drops courses
which impact enrollment status
(for example: full time to three-quarter time, etc.), their Pell Grant eligibility must be
recalculated. If the student drops a class before it starts and receives 100% refund. If the
student has not received their funds yet, the award will be recalculated, and the student will
receive a “revised” award letter. If Pell funds have been credited to the account or disbursed, the
student will be required to repay a portion of the Pell Grant. If a student withdraws from school
(drops all classes) before the 60% point in the semester or quits attending, a Return of Title IV
worksheet is completed using the amount of aid received and the last date attended to determine if
any repayment is due. You will be notified by mail with the repayment amount if necessary.
24. How do I apply for state grants and scholarships?
Complete the Free Application for Federal Student Aid (FAFSA) and indicate "Georgia" as your "State
of Legal Residence". If
this question is left blank, you are not considered for state funds. You can also complete the HOPE
application at www.GAcollege411.org.
25. What is a SEOG?
A SEOG is a Federal Supplemental Educational Opportunity Grant. A limited amount of SEOG is
appropriated to SCTC from
the federal government every year to be awarded to the students with the highest financial need.
26. What is work-study?
The Federal College Work-Study program provides jobs to eligible financial aid students. It gives
them the opportunity to earn money like a part-time job as well as gain valuable work experience.
Most jobs are on campus and can offer more flexibility than
a traditional part-time job in that your class schedule is considered when setting up your work
hours. There are some off-campus jobs as well. Contact the work study representative on your campus
if you have questions.
27. How do I apply for a work-study job?
Students must complete the Free Application for Federal Student Aid (FAFSA). If jobs are available
you will find them under
SCTC Employment Page.
28. How much will I get per hour with a work-study job?
$8.00 per hour
29. What kind of work is available for a work-study job?
Work-study positions are available at each SCTC Campus. A limited number of off-campus
opportunities may be available at
non-profit sites such as tutoring elementary students various subjects.
30. Do I need to have good grades to receive financial aid?
Students must maintain Satisfactory Academic Progress (SAP) which is a cumulative grade point
average (G.P.A.) of 2.0 and complete at least 67% of their cumulative attempted credits.
Withdrawals and in-progress grades will count against credits
attempted. Students will be placed on Warning Status if they do not meet the standards at the end
of the semester and will be suspended after two semesters of unsatisfactory progress. If the
student’s lack of progress was due to extenuating circumstances, the student can submit a
Petition/Appeal for Reinstatement of Financial Aid to the Satisfactory Academic Progress committee.
The student may be required to complete an Academic Progress Plan.
31. Is there a limit on how long I can receive financial aid?
Southern Crescent Technical College is a Unit of the Technical College System of Georgia and an
Equal Opportunity Institution
Satisfactory Progress Standards require students to complete their program before attempting more
than 150% of the credits
required for their graduation. Example: a program that requires 68 credits for graduation. 68
credits x 150% = 102. Students are not eligible for aid at the point when they cannot
mathematically complete their program in the 150% timeframe. The Department of Education has set a
12-semester limit for full-time Pell Grants effective July 1, 2012. Other grant and scholarship
programs may have their own limitations.
32. I'm taking classes at another college in addition to my classes at SCTC. Can I get financial
aid there too?
You may only get financial aid at one college for each semester. You should request financial aid
through your home college (the
school you intend to graduate from). A Consortium Agreement can be used to include the credits from
both schools. If SCTC is considered your home school, you should request your Consortium Agreement
through the SCTC Financial Aid Office. If you are pursuing a degree at your other college, contact
their Financial Aid Office to initiate a Consortium Agreement. Credits taken must apply toward
graduation for your program of study.
33. Does the college take into account my living expenses when determining financial aid?
Yes, when determining the amount of financial aid you are eligible for, the Financial Aid Office
assigns each student a budget, which includes tuition, fees, books, room and board, personal
expenses, transportation, etc. Child care expenses, excessive
transportation or disability-related expenses are not budgeted.
34. What if I decide to transfer to another college at the end of the semester?
If you received financial aid at SCTC during the first semester and now want to transfer to another
college at the end of the semester, it is
important to notify the Financial Aid Office to cancel your funds for the second semester. You will
need to add your new college to the FAFSA at www.fafsa.ed.gov so they have your information to
award you at that college.
35. How do I apply for scholarships?
Each scholarship has different criteria. Information about scholarships awarded by the SCTC
Foundation is available online at http://www.sctech.edu/student/grants.php. If you are still in
high school, it is important to work with your high school counselor for information on
scholarships for students entering college.
36. When do I pay back my loan?
Generally, you will begin paying back your loan six months after you graduate or drop below six
credits.
Important Internet links/Contacts/Resources
Free Application for Federal Student Aid (FAFSA)
|
To Apply for Financial Aid www.fafsa.ed.gov |
800-433-3243 |
US Department of Education PIN
|
To apply for a PIN number www.pin.ed.gov |
800-433-3243 |
Internal Revenue Services (IRS)
|
Copies of Tax Return Transcript www.irs.gov |
800-829-1040 |
Selective Service Registration
|
To confirm registration status www.sss.gov |
847-688-6888 |
Social Security Administration
|
Benefit Statement |
800-772-1213
|
Student Loans |
MPN and Entrance
|
800-433-3243 |
HOPE Grant/Scholarship |
To apply for HOPE Grant/Scholarship www.gacollege411.org
|
800-505-4732
|